Keep those resolutions this year by making small changes. If saving money is a one of your goals find easy ways to make changes to your current system. Start by taking a look at your bank statement to see where you are spending too much money. If you spend $2.00 every time you go to another banks atm then make a point to go only to your banks atm. Use your bankcard for purchases so you can track spending and not incur extra costs and maybe just take out enough money needed for the week. Be realistic about your goals for maximum results. Organize and plan each week to stay on track.

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